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iTrade General Terms and Conditions

These iTrade General Terms and Conditions (the «GTC») govern your rights and obligations in connection with the use of services provided by I.T.S. INTELLIGENCE TRADE SOLUTIONS LTD (the «Services»), offered primarily through our website at https://itrade.money (the «Website»). Please read these GTC carefully. You are under no obligation to use the Services if you do not agree with or understand any portion of these GTC, nor should you use the Services unless you fully understand and agree to them.

1. INTRODUCTORY PROVISIONS

1.1. Scope and Parties

These GTC govern the rights and obligations of you (“you”, “your”, or the “Customer”) in connection with the use of the Services provided by I.T.S. INTELLIGENCE TRADE SOLUTIONS LTD, a company incorporated under the laws of Cyprus, with its registered office at Thessalias 30, Flat/Office 21, 1057, Nicosia, Cyprus, Business ID: HE475032, registered in the Cyprus Registrar of Companies (“we”, “us”, “our”, or the “Provider”).

1.2. Definitions

  • Client Section: The online interface provided to you after registration for managing Services.
  • Customer: Any individual or entity using or intending to use the Services.
  • GTC: These General Terms and Conditions.
  • Provider: I.T.S. INTELLIGENCE TRADE SOLUTIONS LTD.
  • Services: Tools for demo trading, analytics, education, and access to the Client Section and Trading Platform.
  • Website: https://itrade.money.
  • Trading Platform: Third-party platforms used for demo trading, subject to their own terms.
  • iTrade Challenge: A paid demo trading evaluation phase.
  • iTrade Verification: A subsequent demo trading evaluation phase.
  • iTrade Funded Program: A third-party program for successful Challenge and Verification participants.

1.3. Contract Formation

By registering on the Website or, where registration is not required, by your first use of the Services (e.g., initiating a demo trade), you enter into a contract with the Provider for the provision of your chosen Services. These GTC form an integral part of this contract, and by using the Services, you expressly agree to be bound by these GTC.

1.4. Eligibility

The Services are intended solely for individuals aged 18 or older residing in countries where the Services are available. By registering or using the Services, you confirm that you are over 18 and access the Services only from permitted jurisdictions. You acknowledge that access to or use of the Services may be restricted or prohibited by law in certain countries, and you undertake to comply with all applicable laws.

1.5. Restricted Jurisdictions and Prohibited Users

We do not provide Services to:

  • Individuals who are nationals of, reside in, or access the Services from Restricted Jurisdictions (as listed on the Website).
  • Entities established, incorporated, or with a registered office in Restricted Jurisdictions.
  • Individuals or entities subject to international sanctions.
  • Individuals with a criminal record related to financial crimes or terrorism.

We reserve the right to refuse, restrict, or terminate Services for such Customers, including access to the Client Section and Trading Platform, at our sole discretion.

1.6. Nature of Services

The Services include tools for simulated trading on FOREX, cryptocurrency, or other financial markets, analytical tools, training and educational materials, access to the Client Section, and ancillary services (e.g., third-party applications). All trading within the Services is simulated, using fictitious funds that cannot be claimed, withdrawn, or used for real trading. Unless expressly agreed, you are not entitled to monetary rewards or profits based on demo trading performance, nor are you liable for losses.

1.7. No Investment Services

The Services do not constitute investment services under applicable laws. We do not provide guidance, instructions, or recommendations regarding trading activities. Any information or statements interpreted as investment advice are expressly disclaimed. Our employees, staff, or representatives are not authorized to provide investment advice or recommendations, and we are not responsible for any such interpretations.

1.8. Personal Data

Your personal data is processed in accordance with our Privacy Policy, available at https://itrade.money.

2. SERVICES AND THEIR ORDER

2.1. Ordering Services

You may order Services through the Website by completing the registration or order form, which redirects you to the dashboard for account creation. Upon registration, we will email you login credentials for the Client Section and/or Trading Platform.

2.2. Service Types

The Services include:

  • Free Trial: Limited access to demo trading and analytical tools, provided free of charge. Completing the Free Trial does not grant access to other Services.
  • iTrade Challenge: A paid demo trading evaluation to assess your skills.
  • iTrade Verification: A subsequent evaluation phase for successful Challenge participants.
  • Ancillary Services: Access to educational materials, analytics, and third-party applications.

Details of each Service, including fees and parameters, are available on the Website.

2.3. Accuracy of Information

All information provided during registration or order submission (e.g., name, email, phone number) must be complete, accurate, and up to date. You are responsible for updating your information in the Client Section. We are not obligated to verify the accuracy of your data, and you bear all risks associated with inaccurate or outdated information.

2.4. Entrepreneur Status

If you provide a tax ID, company number, or indicate that you are a legal entity, you will be considered an entrepreneur (trader) for the purposes of these GTC. In such cases, consumer protection provisions under applicable law will not apply to you.

2.5. Fees and Configurations

The fee for the iTrade Challenge varies based on your selected configuration (e.g., initial capital, risk level, trading parameters) and is detailed on the Website. Fees are non-refundable except as specified in Section 12. We reserve the right to offer Services under individually agreed conditions, determined at our sole discretion.

2.6. No Refunds for Termination

You are not entitled to a refund if you:

  • Cancel your Client Section or request termination via email.
  • Fail to complete or violate the terms of the iTrade Challenge or Verification.
  • Terminate the contract or Services for any other reason.

2.7. Chargeback Restrictions

If you initiate an unjustifiable chargeback or dispute a payment with your bank or payment service provider (e.g., for cryptocurrency transactions), we may suspend or permanently deny your access to the Services at our sole discretion.

2.8. Configuration Continuity

The configuration selected for the iTrade Challenge (e.g., initial capital, currency, risk level) applies to the subsequent Verification phase and cannot be changed. New Challenge orders are not subject to this restriction.

2.9. Fee and Parameter Changes

We reserve the right to modify Service fees, parameters, or conditions at any time. Changes will be published on the Website and do not apply retroactively to Services already purchased.

2.10. Order Submission

You may review and modify the order form before submission. The contract is concluded upon our confirmation of your order or, for paid Services, upon payment of the fee. The contract is archived electronically, and access is not provided to Customers.

2.11. Technical Requirements

You are responsible for obtaining and maintaining the necessary equipment (e.g., computer, mobile device) and internet access to use the Services. We do not guarantee compatibility with all devices, browsers, or software, including third-party trading platforms. You bear all costs associated with equipment, software, and internet access.

2.12. Third-Party Platforms

Trading platforms are operated by third parties, and their terms and privacy policies apply. You must review these before using the Services. We are not responsible for third-party platform performance, availability, or compliance, as outlined in Section 9.

2.13. Order Restrictions

If we detect excessive or suspicious ordering behavior (e.g., multiple orders in a short period), we may limit further purchases or suspend your access to prevent potential harm. Repeated violations or engagement in Forbidden Trading Practices (Section 5.4) may result in permanent suspension without refund.

3. PAYMENT TERMS

The Supplier is I.T.S. Intelligence Trade Solutions Ltd. Payments are settled via Odeonpay ALE S.R.L. (“Paysagi”), acting solely as Merchant of Record for transaction settlement purposes. Paysagi is not the supplier of the goods or services. Payment settlement is subject to Paysagi’s Terms of Use, available at https://paysagi.com/terms-of-use/, which are presented to customers during the payment process.

3.5. Refund Policy

Refunds are available only as specified in Section 12 (e.g., for successful completion of evaluation phases or consumer withdrawal rights). No refunds are provided for failure to meet Challenge or Verification conditions, account termination, or voluntary cancellation.

4. CLIENT SECTION AND TRADING PLATFORM

4.1. Single Account Policy

Each Customer is permitted only one Client Section. All Services must be managed through this account. Multiple accounts using the same IP, device, or payment method are prohibited and may result in suspension or termination.

4.2. Service Limits

We may limit the number of active iTrade Challenges or Verifications based on total initial capital or other parameters. Capital, performance data, or parameters cannot be transferred or combined between accounts unless we grant an exception.

4.3. Account Security

Access to the Client Section and Trading Platform is protected by login credentials, which you must not share with third parties. If you are a legal entity, only authorized employees or representatives may use the account. You are responsible for all activities conducted through your account. We are not liable for any misuse or unauthorized access resulting from your failure to secure your credentials.

4.4. Service Availability

The Services may not be available 24/7 due to maintenance, upgrades, or other factors. We are not liable for service outages, data loss, or interruptions, including those caused by third-party platforms, as detailed in Section 9.

4.5. Account Cancellation

To cancel your Client Section, email [email protected]. Cancellation is treated as contract termination, and you will lose access to all Services, including the Client Section and Trading Platform. No refunds will be provided for fees already paid.

5. RULES OF DEMO TRADING

5.1. Trading Freedom and Restrictions

You may trade freely on the Trading Platform unless your strategy violates Forbidden Trading Practices (Section 5.4). You must adhere to standard market practices and risk management rules applicable to financial markets.

You grant us permission to access and share your demo trading data (e.g., trade types, volumes, performance metrics) within our corporate group or with affiliated entities for evaluation and service improvement. This sharing may be automated, and you are not entitled to compensation for such use. You acknowledge that your demo trading does not constitute investment advice or recommendations.

5.3. Third-Party Platform Information

We are not responsible for the accuracy, timeliness, or availability of information displayed on third-party Trading Platforms, including delays, inaccuracies, or interruptions, as outlined in Section 9.

5.4. Forbidden Trading Practices

The following practices are strictly prohibited during demo trading and funded accounts. Violations may result in immediate disqualification, account termination, loss of access to payouts, and/or legal action at our sole discretion:

5.4.1. Platform and Trading Exploits

  • Using trading strategies that exploit platform errors (e.g., price display bugs, execution delays).
  • Executing trades based on external or delayed data feeds.
  • Engaging in any activity that may result in unjustified financial harm to the Provider (e.g., overleveraging, excessive exposure, one-sided bets, account rolling).
  • Exploiting platform bugs or glitches.

5.4.2. Prohibited Trading Behaviors

  • Simultaneous opening of opposite positions on multiple accounts (hedging between accounts).
  • Trade copying — executing identical trades across multiple accounts, especially simultaneously.
  • Opening trades around major news releases, during low-liquidity hours (e.g., overnight, weekends), or within 2 hours of a market close for 2 hours or more (gap trading).
  • Using strategies that contradict standard market behavior or fair trading principles.

5.4.3. Use of Unauthorized Software and Automation

  • Utilizing bots, scripts, AI tools, ultra-high-speed systems, or any software to gain unfair advantage.

5.4.4. Misuse of Low-Liquidity Instruments

  • Deliberate exploitation of low-liquidity assets (including certain crypto pairs) to achieve disproportionately high returns in a short time. The Provider reserves the right to cancel challenge results or deny progression if success is based primarily on such strategies.

5.4.5. Multi-Account Abuse and Identity Violations

  • Creating or operating multiple accounts using the same IP, device, or payment method.
  • Sharing your login credentials with any third party.
  • Accessing, trading, or managing accounts on behalf of another person.
  • Registering accounts using false or stolen identity documents.
  • Failing or refusing to complete KYC verification procedures (e.g., video verification).

5.4.6. Affiliate and Partner Program Abuse

  • Registering yourself through your own referral link.
  • Generating fake traffic or commissions.
  • Falsifying reports, statistics, or conversion data.

5.4.7. Inappropriate Conduct and Reputation Damage

  • Abusing, threatening, or spamming support staff.
  • Attempting to gain unauthorized access to systems or data.
  • Publishing or spreading defamatory or misleading content about the Provider, particularly when it violates contractual terms.

5.4.8. Violation of Financial Limits

  • Daily loss limit (maximum daily drawdown).
  • Overall loss limit (maximum total drawdown).
  • Intentional depletion of account balance after receiving a funded account is considered abusive and will result in disqualification.

5.5. Consequences of Violations

If you engage in Forbidden Trading Practices, we may, at our sole discretion:

  • Deem the iTrade Challenge or Verification as failed.
  • Remove violating transactions from your trading history or disregard their results.
  • Cancel all Services and terminate the contract.
  • Reduce leverage on your accounts to 1:5.
  • Permanently block access to all or part of the Services without refund or compensation.

5.6. Multi-Account Violations

If Forbidden Trading Practices are detected across multiple accounts (yours or others), we may cancel all related Services, terminate all contracts, and apply measures under Section 5.5 at our discretion.

5.7. Third-Party Funding Partners

If Forbidden Trading Practices occur in iTrade Funded accounts, the third-party funding partner may terminate their agreement with you and cancel your account. We are not liable for such decisions, as outlined in Section 7.

5.8. Repeat Violations

If you repeatedly engage in Forbidden Trading Practices after notification, we may permanently block access to all Services without refund or compensation.

5.9. No Liability for External Trading

We are not responsible for any real trading activities you conduct outside our Services, even if inspired by demo performance or data from the Client Section or Trading Platform.

5.10. Risk Notice

Financial markets are volatile and subject to abrupt changes. Demo trading involves simulated risks, and past performance does not guarantee future results. You acknowledge that trading, even in a demo environment, carries inherent risks.

6. iTRADE CHALLENGE AND VERIFICATION

6.1. Challenge Activation

After paying the iTrade Challenge fee, you will receive login credentials for the Trading Platform via email or in the Client Section. The Challenge begins when you open your first demo trade. By opening the first trade, you expressly request full performance of the Services, waiving your consumer right to withdraw from the contract during the 14-day cooling-off period (see Section 12). If you do not activate the Challenge within 30 calendar days, access will be suspended. You may request reactivation within 6 months by emailing [email protected]. After this period, the Services will be terminated without refund.

6.2. Conditions for Successful iTrade Challenge

To pass the iTrade Challenge, you must meet all of the following:

6.2.1. Open at least one demo trade on a minimum of four different trading days (only days with at least one opened trade count).

6.2.2. Ensure daily losses from closed trades do not exceed:

  • Standard: 5% of initial capital.
  • Aggressive: 10% of initial capital.
  • Swing: 5% of initial capital.

6.2.3. Ensure total losses from all trades do not exceed:

  • Standard: 10% of initial capital.
  • Aggressive: 20% of initial capital.
  • Swing: 10% of initial capital.

6.2.4. Achieve a total profit on closed trades of at least:

  • Standard: 10% of initial capital.
  • Aggressive: 20% of initial capital.
  • Swing: 10% of initial capital.

Additional details are available on the Website.

6.3. Transition to Verification

If you meet all Challenge conditions and comply with these GTC (especially Section 5.4), we will evaluate the Challenge as successful and provide free access to the iTrade Verification via email or the Client Section. We may decline evaluation if any trades remain open.

6.4. Verification Activation

You activate the Verification by opening your first demo trade. If not activated within 30 calendar days, access will be suspended. You may request a one-time reactivation within 6 months by emailing [email protected]. After this period, the Services will be terminated without refund.

6.5. Conditions for Successful Verification

To pass the Verification, you must meet all of the following:

6.5.1. Open at least one demo trade on a minimum of four different trading days (only days with at least one opened trade count).

6.5.2. Ensure daily losses from closed trades do not exceed:

  • Standard: 5% of initial capital.
  • Aggressive: 10% of initial capital.
  • Swing: 5% of initial capital.

6.5.3. Ensure total losses from all trades do not exceed:

  • Standard: 10% of initial capital.
  • Aggressive: 20% of initial capital.
  • Swing: 10% of initial capital.

6.5.4. Achieve a total profit on closed trades of at least:

  • Standard: 5% of initial capital.
  • Aggressive: 10% of initial capital.
  • Swing: 5% of initial capital.

6.6. Verification Approval

We will consider the Verification passed if:

  • All conditions in Section 6.5 are met.
  • No violations of these GTC, especially Forbidden Trading Practices (Section 5.4), have occurred.
  • Your total capital allocation across all iTrade accounts does not exceed $400,000 ($200,000 for Aggressive options).

If approved, you will be recommended for the iTrade Funded Program. We may decline evaluation if any trades remain open.

6.7. Failure to Meet Conditions

Failure to meet daily or total loss limits (Sections 6.2.2, 6.2.3, 6.2.4, 6.5.2, 6.5.3, 6.5.4) results in an unsuccessful Challenge or Verification. You will not gain access to further Services, and no refunds will be provided.

6.8. No Guarantee of Acceptance

Recommendation for the iTrade Funded Program does not guarantee acceptance by a third-party funding partner. We are not responsible for their decisions, as outlined in Section 7.

7. iTRADE FUNDED PROGRAM

7.1. Third-Party Contracts

Upon successful completion of the iTrade Challenge and Verification, you may be offered a contract by a third-party funding partner to participate in the iTrade Funded Program. Such agreements are solely between you and the funding partner. We are not a party to these contracts and assume no liability for their terms, execution, or outcomes.

7.2. Data Sharing

By completing the Verification, you consent to the transfer of your personal data (e.g., name, email, KYC documents) to the funding partner for due diligence and onboarding purposes. We are not responsible for the partner’s handling of your data, which is governed by their privacy policy.

7.3. No Liability for Third-Party Actions

We are not liable for any decisions, actions, or omissions by the funding partner, including rejection from the Funded Program, account termination, or financial outcomes. You acknowledge that participation in the Funded Program is at your own risk.

8. USE OF THE WEBSITE, SERVICES AND CONTENT

8.1. Intellectual Property

The Website, Services, Client Section, and all associated content (e.g., texts, graphics, design, icons, images, audio/video, data, applications, collectively the “Content”) are protected by copyright and intellectual property laws in Ukraine and other jurisdictions. The Content is owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Content solely for personal, non-commercial use in accordance with the Services’ purpose. You do not acquire ownership of any Content.

8.2. Trademarks

All trademarks, logos, trade names, and brand elements on the Website are owned by us or our licensors. These GTC do not grant you any rights to use them.

8.3. Fair Dealing

Both parties agree to act in good faith, avoid damaging each other’s reputation or legitimate interests, and resolve disputes amicably in accordance with these GTC and applicable law.

8.4. Prohibited Actions

When using the Website or Services, you may not:

  • Use tools that disrupt, damage, or exploit vulnerabilities in the Website or Services.
  • Circumvent geo-blocking or technical restrictions.
  • Copy, back up, or reproduce Content without permission.
  • Reverse-engineer, decompile, or modify the Website or Services.
  • Resell, license, broadcast, or distribute the Services or Content.
  • Use bots, scripts, or automation to collect or interact with Website data.
  • Engage in any activity that could harm us or our systems.

8.5. Consumer Rights

This section does not limit your non-waivable consumer rights under applicable law.

9. DISCLAIMER AND LIMITATION OF LIABILITY

9.1. As-Is Provision

The Services and Content are provided “as is” with all faults and defects. To the maximum extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

9.2. Limitation of Liability

To the extent permitted by law, we are not liable for any direct, indirect, incidental, special, punitive, or consequential damages (e.g., lost profits, data loss, personal harm, property damage) arising from your use of the Services, reliance on Content, or interactions with third-party platforms or providers (e.g., trading platforms, payment processors, funding partners). If liability is imposed by a court or competent authority, it is limited to the amount you paid for the relevant Service.

9.3. Third-Party Platforms and Services

We are not responsible for the performance, availability, accuracy, or compliance of third-party platforms or services used in connection with our Services. You use these platforms at your own risk, subject to their terms and privacy policies.

9.4. Service Modifications

We may modify, replace, or remove any Service features or functionalities at any time without compensation, provided such changes do not materially affect Services already purchased.

9.5. Force Majeure

We are not liable for failure to provide Services due to technical failures, cyberattacks, natural disasters, pandemics, war, legal restrictions, or other force majeure events beyond our control.

9.6. Consumer Rights

This section does not deprive you of mandatory consumer rights under applicable law.

10. VIOLATION OF GTC

10.1. Grounds for Action

If you violate these GTC, including but not limited to:

  • Accessing Services from restricted jurisdictions
  • Providing false, incomplete, or outdated information
  • Engaging in Forbidden Trading Practices
  • Damaging our reputation
  • Using prohibited tools or methods

We may, without prior notice:

  • Restrict or block access to all or part of the Services.
  • Revoke your Client Section or Trading Platform access.
  • Prevent future purchases or participation.
  • Take such actions without refund or compensation.

10.2. Repeat Violations

Repeated violations after notification may result in permanent suspension from all Services without refund or compensation.

11. COMMUNICATION

11.1. Electronic Communication

All communication occurs electronically via your registered email address or the Client Section. Written electronic communication is considered equivalent to written communication.

11.2. Contact Information

For inquiries, contact us at [email protected]. We are not liable for delivery failures due to incorrect contact information, technical issues, or email filtering.

11.3. Effectiveness

Communication is deemed effective upon sending by us.

12. REFUND AND POLICY RIGHT TO WITHDRAW

12.1. Challenge Fee Refund

If you successfully complete both the iTrade Challenge and Verification and receive your first funded payout from a third-party funding partner, we will refund the Challenge fee. Refunds are processed within 14 days using the original payment method (e.g., cryptocurrency wallet).

12.2. Consumer Withdrawal Right

If you are a consumer, you may withdraw from the contract within 14 days without reason, provided you have not opened a demo trade. Opening a trade constitutes a request for full performance, waiving your withdrawal right under applicable law (e.g., EU Directive 2011/83/EU). To withdraw, email [email protected] before initiating any trades. A withdrawal form is available in the Client Section.

12.3. Refund Processing

Eligible refunds will be processed within 14 days using the original payment method. You bear any associated transaction fees (e.g., blockchain fees for cryptocurrency refunds).

13. CONSUMER INFORMATION

13.1. Provider Details

Our identity, address, and contact details are provided in Section 1.1.

13.2. Service Description

The main characteristics of the Services are detailed on the Website and in Section 2.

13.3. Pricing and Payment

Fees and payment terms are outlined in Section 3 and on the Website.

13.4. Contract Language and Law

The contract is concluded in English and governed by the law of Cyprus, subject to mandatory consumer protections in your country of residence.

13.5. Dispute Resolution

We do not participate in out-of-court dispute resolution systems. Disputes are resolved as per Section 14.

14. GOVERNING LAW AND DISPUTE RESOLUTION

14.1. Governing Law

These GTC and the contract are governed by the laws of Cyprus, except where mandatory provisions of your country of residence apply to consumers.

14.2. Dispute Resolution

Disputes should be resolved amicably. If no agreement is reached, they may be referred to competent courts in Cyprus. Consumers may also have access to dispute resolution mechanisms in their country of residence.

15. CHANGES TO GTC

15.1. Modifications

We may modify these GTC or Service parameters at any time. Changes will be published on the Website and notified via the Client Section or email at least 30 days before taking effect.

15.2. Acceptance or Termination

If you disagree with the changes, you may cancel your Client Section by emailing [email protected]. Continued use after the effective date constitutes acceptance of the new terms.

16. USE OF TRACKING AND ANALYTICS TOOLS

16.1. Analytics Tools

We use tracking and analytics tools (e.g., Meta Ads, Google Ads, Hotjar, Clarity) to analyze user behavior, improve Services, and deliver targeted advertising, as detailed in our Privacy Policy.

16.2. User Control

You can manage tracking preferences via our Website’s cookie consent mechanism or by adjusting browser settings. Opt-out options for specific platforms are provided in the Privacy Policy.

17. THIRD-PARTY SITES AND BUG REPORTING

17.1. Feedback Platforms

We may use third-party platforms (e.g., CRM or helpdesk systems) to collect feedback or bug reports. These platforms are subject to their own terms and privacy policies, and we are not liable for their performance or data handling, as outlined in Section 9.

18. API USAGE

18.1. API Integration

The Services may include APIs to facilitate trading platform functionality or data integration. Your use of APIs is subject to these GTC and any applicable third-party terms. We are not liable for API performance or issues caused by third-party providers.

19. FINAL PROVISIONS

19.1. Effective Date

These GTC are effective from July 1, 2025, and replace any prior versions.

19.2. Severability

If any provision of these GTC is found invalid or unenforceable, the remaining provisions remain in full force and effect.

19.3. Entire Agreement

These GTC, together with the Privacy Policy and any referenced Website content, constitute the entire agreement between you and us regarding the Services.

19.4. Inquiries

For all inquiries, contact us at [email protected].

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